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Why Choose Direct21 for Motorcycle Insurance?

Save up to 45 %

by comparing multiple carriers side-by-side.

Tailored coverage

for cruisers, sport bikes, tourers, scooters & more.

Licensed agents

ready 7 days a week to answer your questions.

Discover the Process

Step 1

Enter Your ZIP Code

Provide your ZIP code to find insurers offering motorcycle policies in your area.

Step 2

Compare Quotes Online

Instantly review prices, coverage options, and discounts from multiple carriers.

Step 3

Ride Protected

Select the best insurance deal and receive your proof of coverage via email.

Common Questions About Motorcycle Insurance

Is motorcycle insurance required in my state?

Yes—most states mandate liability coverage. Enter your ZIP above and we’ll show your exact state minimums.

How much does motorcycle insurance cost?

National averages range from $15–$60 per month, but rates vary by bike type, rider history and location. Compare quotes to see your personalised price.

What does a typical business insurance policy cover?

Most business insurance policies cover property damage, liability claims, and employee-related risks. However, additional coverage options like cyber liability and business interruption insurance can be added based on your needs.

Can I insure custom parts and accessories?

Absolutely. Select an Accessories & Gear add-on during checkout to cover aftermarket upgrades, helmets, Bluetooth comms and more.

What bikes can you insure?
Cruisers, sport bikes, touring, dual-sport, scooters, mopeds, trikes—even classic and custom builds.
How quickly will I get proof of insurance?
Instantly. After you purchase, we email your proof of coverage so you can ride the same day.

Ready to Hit the Road?

Unlock your savings potential with a personalized motorcycle insurance quote today. It’s quick, easy, and could save you a bundle. Start your journey to better coverage now!